Emergency Funding Options for Students

North Country Community College is committed to student success, and therefore has created a mechanism to assist currently enrolled students with one-time financial emergencies that might prevent them from completing their education. As part of our review process, students will be asked to produce documents that demonstrate an emergency and need for these funds.

There are multiple sources of assistance available to students and the review committee will select the most applicable funding source based on a student's application. Eligibility will be confirmed after the student's application for emergency funding is submitted and may vary based upon funding source and donor intent. Current enrollment at the College is required for all funding sources.

Applications will auto-route to the NCCC Business Office, Financial Aid Office and Student Life Office for review.

Explanation of Available Student Emergency Funding Sources:

RAGUSA LOAN

The purpose of the emergency loan, as a temporary solution, is to assist with your cost of education, e.g., books, transportation, child care, etc. Requests that do not meet these conditions may be denied. If approved, the student authorizes North Country Community College to deduct this advance against the approved financial aid funds. Students may borrow up to $500.00 early out of their expected refund with a $20 finance charge.

If approved for a Ragusa Loan, the student must accept liability for repayment if for any reason the approved financial aid funds are insufficient to cover tuition, fees, books, and this emergency loan. (Note, for students who fail to repay the Ragusa Loan, a “HOLD” will be placed on all records at North Country Community College. Loans not collected will be turned over to a collection agency and applicants will be liable for the cost of collection in addition to the unpaid balance and lose eligibility for all other emergency funding sources at the college.)

Qualifications:

Be currently registered in six or more credits at NCCC
Have a 2.0 cumulative GPA
Have already submitted a complete application for financial aid
Be clear of any holds at NCCC

EMERGENCY TEXTBOOK FUNDS

Students with demonstrated need for textbook funding support can use this link -- https://support.nccc.edu/register/emergencytextbookfund -- to apply for textbook funding assistance.

STUDENT EMERGENCY FUNDS (Non-Textbook)

Funded by individuals and local businesses, this Student Emergency Fund is designed to provide money to assist North Country Community College students in an emergency outside of attending courses, which, if not taken care of, could prevent them from returning and completing their education. This is a grant, not a loan; however, as recipients are able, they are encouraged to “pay it forward” by contributing to the fund in the future to assist other students in need.

The purpose of this fund is not to assist with any costs for tuition, fees or books.

Qualifications:

Be currently registered part-time or full-time at NCCC
Be clear of any holds at NCCC
Students must have paid their student activities fees to be eligible to apply

APPLY BELOW FOR STUDENT EMERGENCY FUNDING - LIMITED TO ONE-TIME ASSISTANCE

If you see this don't fill out this input box.

Student's Full Name*Enter Your Full Name

Complete Mailing Address (current, include house or apt #, street, city, state, zip*Enter Your Full Mailing Address

Preferred Email Address*Enter Your Email Address

Current Phone Number*Enter Your Phone Number

Which campus to you attend?

Malone Campus

Saranac Lake Campus

Ticonderoga Campus

Online

Extension site

Select the campus location you attend most of your classes

Are you employed?

Employed full-time

Employed part-time

Currently unemployed

Select your employment status

If unemployed, please let us know the circumstances of your unemployment.Please select the best fit

Number of Dependents*Please select one

Category of DependentsPlease select all that apply. To select more than one hold the Ctrl button as you select.

Please select the reason(s) you need this emergency funding support:

Utilities

Rent/Housing

Food/Meals

Personal Hygiene Items

Transportation/Auto Expenses (gas, repairs, auto payment)

Childcare Expenses

Medical Expenses (physician, dental, eye, mental health, etc),

Select All That Apply

Please explain your needs in greater detail so the review committee has a better understanding of your most immediate needs. Please note, copies of a budget plan or invoices may be required to complete the review of your request.*Describe Your Request In Detail

Enter the amount of your request for emergency financial assistance:*Our funding capacity is limited. Maximum amount you may request is $500.

Your Monthly Budget*Please itemize your typical budget including monthly bills with amounts

I understand that I am eligible for each type of emergency funding only once while in attendance at North Country Community College. Once approved, I will NO longer be eligible for the same emergency fund request. If approved for a Ragusa Loan, I understand that if for any reason the approved financial aid funds are insufficient to cover tuition, fees, books, and this emergency loan, I am fully liable for repayment. (Note, for students who fail to repay the Ragusa Loan, a “HOLD” will be placed on all records at North Country Community College. Loans not collected will be turned over to a collection agency and applicants will be liable for the cost of collection in addition to the unpaid balance and lose eligibility for all other emergency funding sources at the college.)*Enter Your Student ID Number to Sign Your Application

Approval: The Emergency Fund Review Committee will review all applications and has the discretion to approve funding requests based upon available facts, substantiated circumstances, and availability of funds. Allow at least 48-72 hours for processing. The Business Office will inform you via your college email address if and when the emergency fund check or gift card is ready for pick up. Please bring a state or college issued I.D. to pick up the check or gift card.

While eligible uses of funds may vary by donor intent, below are some examples of commonly approved uses of emergency funds for students.

Examples of eligible expenses: